HO - Performance Analyst Specialist

Cơ hội nghề nghiệp Hội sở (Tp. HCM) Phân tích Dữ liệu

HO - Performance Analyst Specialist

Performance Analyst Specialist is responsible for analyzing financial, operational, and business performance data to support strategic decision-making. This role ensures accurate reporting of key banking metrics, compliance with regulatory standards, and provides insights to enhance profitability, efficiency, and risk management.

Key Responsibilities

Performance Analysis & Reporting

• Collect and analyze data from core banking systems, CRM, financial systems, and risk platforms
• Develop and maintain performance reports covering:
  • Branch performance
  • Loan and credit portfolio
  • Deposit growth
  • Revenue and profitability
• Prepare daily, weekly, monthly, and quarterly reports for management and regulators
• Ensure accuracy, consistency, and audit readiness of all reports

KPI Monitoring & Financial Metrics

• Track and evaluate key banking KPIs, including:
  • Loan growth & credit quality (NPL ratio)
  • Deposit balance & CASA ratio
  • Cost-to-income ratio (CIR)
  • Revenue per customer / product
  • Branch productivity
• Analyze performance vs targets and highlight variances
• Monitor trends in customer behavior, product performance, and operational efficiency

Risk & Compliance Reporting

• Support risk reporting (credit risk, operational risk indicators)
• Ensure compliance with internal policies and regulatory requirements (e.g., SBV, Basel standards)
• Assist in audit reporting and data validation

Required Qualifications

Education

• Bachelor’s degree in Finance, Banking, Business Analytics, Economics, or related field
• Master’s degree or professional certification (CFA, FRM) is a plus

Experience

• 2–5+ years in banking analytics, financial reporting, or performance analysis
• Experience in retail banking, corporate banking, or financial planning & analysis (FP&A) preferred

Technical Skills

• Advanced Excel (financial modeling, pivot tables, dashboards)
• Proficiency in BI tools (Power BI, Tableau)
• Knowledge of core banking systems and financial databases
• SQL or data querying skills (preferred)

Banking Knowledge

• Understanding of:
  • Banking products (loans, deposits, cards)
  • Financial statements and profitability metrics
  • Risk indicators (NPL, provisioning, credit scoring)
  • Regulatory frameworks (Basel II/III, local banking regulations)

Soft Skills

• Strong analytical and critical thinking
• Attention to detail and accuracy
• Effective communication and presentation skills
• Ability to work under pressure and tight deadlines