Get to know our Team:
Grab’s lending business (GFSA – Grab Financial Services Asia) is a recent addition to Grab’s array of product and service offerings focused on extension of Micro credit to drivers, agents and merchants in Grab’s ecosystem. GFSA team is a combination of strong talent pool in its Regional Hub (Singapore) and deep local market operators across its focus markets. We are incredibly excited about the opportunity ahead of us. We are looking to put together the best possible combination of business build drive, industry expertise and local market depth as part of our team. GFSA team is responsible for end to end conceptualization, design, development, execution and ongoing management of all lending activities in its focus markets and segments.
Get to know the Role:
Portfolio Risk and Optimisation, Lead/ Senior Manager is accountable for end results, budgeting, planning, policy formulation and contribution for future strategy of provisions, loan impairments, ECL, stress testing and IFRS9 in group level. The team member works closely with Regional Risk team, Country Risk team, Finance Business planning, and country operations team to ensure profitability under different macroeconomics scenarios. The individual joining in this position will have the unique opportunity to rapidly grow professionally as the team embarks on this new journey across all aspects of the credit risk framework, from data integrity, to systems, reporting to compliance.
The day-to-day activities:
- Jointly, along with Regional Credit Risk Head owns the Budget and Performance of whole portfolios (Consumer and MSME).
- Optimize MIS budgeting, planning and reporting through use of analytics and roll out to respective countries.
- Established sound governance around ECL, IFRS9 and stress testing framework to ensure proper linkage between methodologies and Grab’s material risks.
- Continuous advocate and improve the usage of stress testing metrics align with Grab’s Risk Appetite and Limit Setting.
- Develop stress testing models and deliver solutions, including sensitivity analysis, top down model approach and macroeconomic trend changes impact.
- Work closely with Product and IT team to improve system and infrastructure around ECL, LI, IFRS9, and stress testing.
- Preparation of consolidated review materials for senior management and presenting them at senior forums.
The must haves:
- A Master’s degree/Bachelor’s degree, preferably in Statistics, Mathematics, Economics
- Minimum 8+ years relevant work experience in MIS Reporting, Basel II, IFRS9, Stress testing and Credit analytics or insights related role and Lead a team of at least 2-3 members for a minimum of 2+ Years
- Expert in Risk appetite, risk mitigation framework with the usage of analytics
- Strong interpersonal skills with highly developed capacity to influence related business stakeholders
- Expertise in verbal and written communication skills
- Strong analytical skills with the ability to collect, organize and analyse significant amount of information with attention to detail and accuracy
- Self-motivated and independent learner who is willing to share knowledge with the team
- Detail-oriented and efficient time manager who thrives in a dynamic and dynamic working environment.
Good to have:
- Proficiency in both English and Local Language
- Technical expertise regarding Basel models.
- Have experience in MIS reporting in banking industry.
