Work location: Ha Noi
Salary:
Objective (1)
Manage the lending portfolio from the risk perspective with key risk indicators. To be able manipulate with data and prepare clear data analysis which support changes in underwriting process. Drive credit performance with data, models and best practice for underwriting.
Reporting lines (3)
Head of Risk Strategy
Key accountabilities (2)
- Manage risk policies, underwriting process and relevant aspects for lending process.
- Perform data analysis, data mining analysis to enhance risk results in underwriting process and portfolio management.
- Engage with product department in new products design and implementation from client registration, application process, underwriting process till finance profitability calculation.
- Engage with external providers of services such as credit bureau data, telecom data and other external data.
- Designing and developing risk data reporting infrastructure and relevant reports.
- Responsible for related project management and coordination, progress monitoring and reporting, project risk prevention and mitigation
- To assist the managers to complete the delivery of other related work.
Experiences and competencies (4)
- University degree
- At least 3 years’ experience as data analytics analyst, risk underwriting analyst, risk manager, senior risk analyst with the focus on secured/unsecured lending process and online/offline lending process.
- Rich experience in relational database operations (SQL, SAS, Oracle, etc.).
- Experience with statistical software such as SAS, R, SPSS and others.
- Strong communication and interpersonal skills.
- Must have excellent negotiation and problem-solving skills.
- Ability to communicate fluently in English.
- Presentation skills to communicate with business units.
- Excellent time management and ability to work under pressure.
- Organized. Ability to prioritize and to manage multiple tasks.
- Self-confidence. Self-motivated and goal driven. Orientation toward results.
Benefits & Perks:
- Attractive salary and benefits
- Meal allowance
- Private health insurance financed by the company for employee and their family: cover for Vinmec and top hospitals in VN
- The preferences when using the services of the Vingroup’s member companies: Employee can benefit from Loyalty programs such as Vinpro/ Vinpro +, supermarkets Vinmart/ Vinmart +, the high-end hotels in the system of Vinpearl; medical services International Hospital Vinmec, Vinschool education system, Vincharm beauty, etc.
- Training course and certificates
- Team bonding/ company trips
- No dress code. It’s your choice to be confident and comfortable.
- Opportunities to join a diverse and inclusive team (our team proud to be a Vietnamese company with talents from Google, LinkedIn, Amazon, eBay and many other top companies in Vietnam)
- And many more..
Apply Please submit online or send your CV to: ******@vinid.net.Thank you!!!!
VinID Recruitment Team.
VINID
