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Credit Risk Management Policy Specialist/ Expert For Unsecured Lending- Hà Nội/ Hồ Chí Minh- TA084

Ngân Hàng TMCP Việt Nam Thịnh Vượng - VPBANK
Updated: 14/07/2025

Employment Information

Benefits

  • Laptop
  • Chế độ bảo hiểm
  • Du Lịch
  • Phụ cấp
  • Đồng phục
  • Chế độ thưởng
  • Chăm sóc sức khỏe
  • Đào tạo
  • Tăng lương
  • Công tác phí
  • Nghỉ phép năm
  • CLB thể thao

Job requirement

  • Develop, Implement, and monitor credit policies for unsecured products.
  • Review unsecured product programs and keep track on policies changes.
  • Ensure compliance of unsecured products regulations and processes with Bank’s internal and regulatory standards together with deep understanding on Unsecured segment..
  • Participate in new retail unsecured product development, campaigns and product revisions. Discuss product initiatives in constructive way to find compromise between risk control and business growth.
  • Design underwriting process for unsecured product.
  • Prepare BRD and own change requests related to retail lending customers in LOS system.
  • Working in close cooperation with analytical team monitor and analyze unsecured products performance to identify problem and potential improvements, propose and make corrective actions.
  • Monitor and improve credit operations of unsecured loans.
  • Prepare unsecured portfolio related presentations and materials for making reports to Teamleader and Head of Retail risk if requested.
  • Participate in Basel II implementation project.
  • Support Credit risk management policy Manager in unsecured portfolio matters.

Job requirement

  • University degree, preferably in Economics, Finance, Banking
  • More than 3- 5 years experience in retail banking or retail risk
  • Knowledge of Unsecured lending Product.
  • Strong analytical and problem solving skills
  • Knowledge of Vietnamese banking regulations and SBV requirements
  • Structured thinking
  • Good oral and written communication skills
  • Good in presentations
  • Fluent English

BENEFITS:

  • Attractive and competitive income in the Banking and Financial Services industry: Salary negotiated according to ability; 13th-month salary + year-end performance bonus. Allowances for lunch, transportation, phone, etc. Incentives based on work performance + additional bonuses monthly/quarterly/annually.
  • Preferential loans according to the bank’s policies at different times.
  • Attractive leave entitlement based on job level, including summer vacation benefits.
  • Mandatory insurance as required by labor law + VPBank Care insurance for employees depending on position and length of service.
  • Opportunity to participate in training courses according to the training framework for each position.
  • Working hours: Monday to Friday & Saturday morning.
  • A dynamic, friendly working environment with many opportunities for training, learning, and development; participation in various exciting cultural activities (sports competitions, talent shows, team-building activities, etc.).

More Information

  • Job type: Permanent

Company Overview

Ngân Hàng TMCP Việt Nam Thịnh Vượng - VPBANK

https://tuyendung.vpbank.com.vn/ Number of employees: 10.000-19.999

Chào mừng Bạn đến với Miền Đất Nhân Tài! Trong chiến lược phát triển 5 năm lần thứ 3 (2022-2026), VPBank xác định mục tiêu trở thành ngân hàng có vị trí... View more

Credit Risk Management Policy Specialist/ Expert For Unsecured Lending- Hà Nội/ Hồ Chí Minh- TA084

Ngân Hàng TMCP Việt Nam Thịnh Vượng - VPBANK