Get to know the Role:
The position has two main function, first is to responsible to the overdue number, control process of deduction, managing repossession, warning letter, handling driver overdue, driver blacklisted and coordinating the driver’s coordinator.
Second is to do analysis of credit approval for Gold driver acquisition. Responsible for credit approval quality with optimalization of service level standard. Also to give input to Head of Credit about the mechanism of credit approval.
The day-to-day activities:
- Supervise daily deduction, driver OD & blacklisted
- Supervise repossession process and control blacklisted driver
- Supervise the existence of unit, maintaining through GPS, also maintain relation with GPS Vendor
- Make deduction and economic number every week
- To review and analize the credit approval proposal, based on prudentiality and effectiveness
- To give recommendation of approval to Credit Comitee
- To maintain the quality of credit approval
- Ensure that the credit approval process is going effective and efficient and meet policy guidelines
- To give input on tools/ systems to facilitate monitoring of the credit approval
- Ensure that expected loss of credit portfolio are in line with the Gold Program’s directions.
- Coordinate with all teams regarding the overall credit approval process
- To maintain the NCL
- Manage all CC team & productivity team.
The must haves:
- 5+ years related working experience in Finance company specially in collection & Credit approval
- Experienced in data handling and reporting
- Experience in the managing people
- Ability to work in a fast‐paced, dynamic environment and deal effectively with conflicting priorities and change
- Strong customer focus & attention to detail
- Experience in work across functionally with related functions.
- Strong quantitative abilities and intuition, exceptional analytical skills
- BA required, MBA or MS Degree or equivalent experience desired
- Excellent Credit Analysis skill
- Excellent excel and database skill
- Excellent Microsoft excel skill
- Negotiation and communication skill
